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WITH SPECIAL NEEDS

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The Gestalt Special Needs Financial Planning Process was created to accomplish the following objectives:

We have strategically designed our process to achieve these goals in a structured and methodical manner. The plan we help you create will grow with your family and provide a framework in which you can make sound financial decisions. Your plan will evolve with changing needs and scenarios.

Obtain a clear and complete picture of your current financial model.

Understand your family members disability and how it affects all aspects of your life.

Gain a deeper understanding of your current plan life care plan and how we can help fill in the gaps.

Identify any financial roadblocks that may derail the care of your special needs dependent and the financial future you envision for yourself.

Design and implement a comprehensive financial model based on the unique objectives of your family.

Establish Present Position & Future Goals

This phase is the foundation of the Gestalt Special Needs Financial Planning Process and will establish your present position against which future progress will be measured. Our efforts will center around getting to know you and your family and in particular your family members' disability and how it affects all aspects of life. We will help establishing short term and long term goals keeping in mind the needs of your special needs dependent as well as the entire family.. Phase One includes the following steps.

Data and Discovery

The Gestalt Values and Vision Kickoff

Present Position Report

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Design and Implement the Financial Plan*

Once your present position has been established, we'll identify obstacles that could prevent you from reaching your goal and endanger the care of your special needs family member. It is at this phase that we will present specific actions to help you overcome them. We adopt a collaborative and educational approach, and our aim is to create a strategy that you understand and feel good about.

Evaluation and Analysis of Data

Risk Management and Tax Review*

Investment Collaboration

Current and Future Projections of Care and Expenses

Government Benefits and Support Review

"What If..." Testing

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Ongoing Support

Once your plan is established and implemented, we focus on ongoing support and monitoring. Your Gestalt Financial Plan will consider the legacy needs of your special needs family member as well as your entire family. Caring for a loved one with special needs is a family affair. It is important to align with your family on future needs, concerns, and care options. Family members and friends who want to assist financially will need to make sure any support does not impact other valuable resources. This meeting is designed to help promote communication and support for a lifetime of quality care.

Estate Planning Review and Trust Considerations**

Family Meeting

Ongoing Support and Monitoring

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*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.

**Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.