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Business Owners

A presentation at the office
Your best short-term strategy is long-term thinking

In today's business landscape, short-term planning can be tempting, but successful owners prioritize long-term strategy. By shifting your thinking and making informed, sustainable choices, you foster long-term financial success. Strategic decision-making and a thoughtful financial strategy create a solid foundation for enduring personal and business prosperity.

Our Approach



Data Gathering

Values & Vision Discussion

Assess Value & Transferability

Determine the "Wealth Gap"



Assemble Transition Team

Tax Planning & Strategy

Risk Management Planning

Personal Financial Strategy

"What If..." Testing 



Estate Planning Review**

Family Meeting

Ongoing Support & Monitoring

*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.

**Estate & Tax Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney
and/or CPA. Consult them for specific advice on legal and tax matters.

“But what if I’m not looking to sell my business for many years?”

“Exit planning” is typically viewed as about as exciting as planning one’s own funeral. For many business owners, the two are synonymous. For years – often decades – they have poured their blood, sweat, tears and money into their business, and now some advisor is asking them how they plan to separate from it.

What many owners don’t realize is that there is an established exit plan in place. The question is: whose plan is it? Whether by choice or by force, business owners will have to stop working at some point in the future. Does this come when they decide to retire or sell the business (‘by choice’) or does a bad diagnosis or life circumstance dictate that they must step aside (‘by force’)? It is with this question in mind that we are aiming to reframe the thought of ‘Exit Planning’ to something business owners know a lot more about: good business practice.

"Exiting your business may be the furthest thing from your mind, but likely, either by choice or by force, there will come a time when the business will need to function without you. Our job is to help you design and execute the exit that YOU want to see happen."

Dan Zech, CEPA

Co-Founder, Stalt Financial

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What is the "Wealth Gap"?

The difference between the amount of money you need to support your personal financial goals, minus the assets held outside of your business, minus the business value is your Wealth Gap. Finding your wealth gap helps determine the minimum amount of money you need to net from the sale of the business to achieve your financial goals.

Amt of $ Need for Retirement Lifestyle

 - Assets held outside of business

 - Value Extracted from Business

The Wealth Gap

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